Canada · 2026 tax year
Every number,
shown in full.
Most calculators hand you a figure and expect you to take it on faith. These show the bracket table, the formula and the government page the numbers came from, and they run entirely in your browser, so nothing you type ever leaves your device.
The numbers that move your money
Official rates, right now
Current Canada figures, each with the agency that publishes it and the date we last checked.
Bank of Canada policy rate
Held at the July 2026 decision
In effect since Jul 15, 2026Checked Aug 1, 2026Bank of Canada
Inflation (CPI)
June 2026, down from 3.2% in May
In effect since Jun 30, 2026Checked Aug 1, 2026Statistics Canada
CPP earnings ceiling (YMPE)
In effect since Jan 1, 2026Checked Aug 1, 2026Canada Revenue Agency
All 8 figures last reviewed August 1, 2026.
The catalogue
Pick the question you have
Each one shows its working (the formula, the tables and the source) before it shows you an answer.
Paycheque Calculator
See exactly what lands in your account after federal and provincial income tax, CPP and EI, with every bracket shown.
HomeMortgage Calculator
Monthly payment, total interest and a full amortization schedule, using Canadian semi-annual compounding and CMHC mortgage insurance rules.
AutoCar Loan Calculator
Monthly payment, total interest and how much of the sticker price turns into interest, including GST/HST/PST, trade-in and negative equity.
DebtCredit Card Payoff Calculator
How long your balance takes to clear and what the interest costs, comparing minimum payments against a fixed amount month by month.
SaveCompound Interest Calculator
What a starting balance plus regular contributions becomes over time, with the year-by-year table and how much of the total is growth.
SaveRRSP and TFSA Contribution Calculator
How much RRSP and TFSA room you have this year, the tax your RRSP contribution saves now, and what the balance grows to.
Why these numbers
How this is built
Sourced and dated
Every figure names the agency it came from (the CRA, Bank of Canada and Statistics Canada) and the day we last checked it against them.
The whole calculation
You see the bracket table and the arithmetic before the answer, so you can find the step you disagree with.
Nothing leaves your browser
Salary, balances, everything you type stays on your device. There is no form submission to intercept.
Flagged when unconfirmed
If we could not verify a figure at its primary source, it says so on the page instead of quietly pretending.